Terms of Use
Last updated: September 2, 2026
About Econs Wire
Econs Wire ("we," "us") is a brand of Data Trust Advisors LLC. Econs Wire publishes educational articles and reference tools about personal finance — budgeting, credit, banking, taxes, retirement, and income — directly to consumers through this website. We are not a bank, lender, broker-dealer, insurance producer, tax preparer, or investment adviser, and we are not affiliated with any government agency.
1. Educational Content, Not Advice
Everything on this site is general education. It is not financial, investment, tax, or legal advice, and it is not a recommendation to buy, sell, or hold any security or financial product. Figures such as tax thresholds, contribution limits, and interest-rate mechanics change over time; always verify current amounts with the administering agency or institution, and consider consulting a licensed professional about your specific situation.
2. Calculators and Tools
Interactive tools on this site produce estimates from the numbers you enter, using simplified models. They run entirely in your browser, transmit nothing to us, and are provided for illustration only. Actual results — loan payoff timelines, growth projections, withholding amounts — will differ.
3. Use of the Site
You may use this site for personal, non-commercial purposes. You may not scrape, republish, or redistribute our content at scale, misrepresent its origin, or use the site in a way that disrupts it for others.
4. Intellectual Property
All content on this site — text, design, graphics, and tools — is owned by Data Trust Advisors LLC or its licensors and protected by copyright. Brief quotation with attribution and a link is welcome.
5. Third-Party Links
We link to third-party websites, primarily government agencies. Those sites have their own terms and policies, and we are not responsible for their content.
6. Advertising
This site may display third-party advertising. Advertisements are not endorsements, and we do not control which specific ads are shown to you.
7. Disclaimer of Warranties
The site is provided "as is" and "as available." We work to keep figures current and accurate, but we make no warranty that content is error-free, complete, or up to date at the moment you read it.
8. Limitation of Liability
To the fullest extent permitted by law, Data Trust Advisors LLC will not be liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on its content.
9. Modifications
We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance.
10. Governing Law
These terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.
11. Contact
Data Trust Advisors LLC
7901 4th St N #28379
St. Petersburg, FL 33702
hello@econswire.com